Critical Illness Cover
Lump-sum payout on diagnosis of cancer, heart attack, stroke and 30+ other major illnesses.
- Lump-sum payout on diagnosis
- Covers 30+ critical illnesses
- Add-on to existing health policy
- Tax benefit under 80D
- Needs assessment
- Cover comparison
- Medical disclosure review
- Policy issuance
- Claim-readiness guidance
- PAN
- Aadhaar
- Medical history declaration
- Recent photo
- 1Risk profileAge, family history, lifestyle
- 2Insurer shortlistBest-fit plans compared
- 3Underwriting & issuanceMedical tests if needed, policy delivered
- Ignoring waiting periods
- Under-declaring medical history
- Choosing low cover for family size
Timeline depends on document readiness, portal availability, insurer or government verification and your approval speed. You will get a clear next step before work begins.
Health insurance premiums, waiting periods, exclusions, network hospitals, underwriting and claims are governed by the insurer's policy terms and medical disclosures.
How do I start Critical Illness Cover?
Share your requirement through the enquiry form. We will confirm documents, timeline and the next practical step before any submission.
Will fees or premium be confirmed upfront?
Premium and assistance scope are shared after age, health and cover review.
Can I compare this with other Health & Wellness options?
Yes. The consultation is designed to compare relevant options and explain trade-offs in plain language.
Enquire about Critical Illness Cover
We'll reply within one business hour.